Our Products

piggybanks

MotoNovo Finance has a range of products and services to enable you to buy your next car, van, or motorcycle available exclusively through thousands of accredited dealers. 

 

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HP

Hire Purchase

You can spread the cost of your vehicle by paying in fixed monthly instalments with terms from 1 to 5 years.

 

HP 

 

bike assetcar asset

PCP

Personal Contract Purchase

Spread the cost of your vehicle by paying in fixed monthly instalments with terms up to 4 years. 

This product contains a balloon payment at the end of the finance agreement, which usually makes the monthly instalment amounts lower than a traditional Hire Purchase (HP) agreement. This is great for customers who like to change their vehicle frequently. 

 

PCP

 

bike assetcar asset

Breeze

MotoNovo exclusive 

Like our traditional HP (Hire Purchase) product, you can spread the cost of the vehicle by paying in fixed monthly instalments with terms up to 4 years. 

This product does have a balloon payment at the end, which can make the monthly payments lower than our traditional Hire Purchase (HP) product. By paying the balloon payment at the end of the agreement, you can own the vehicle.

 

PCP

 

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HP+

Hire Purchase Plus

Our combination loan of Hire Purchase (HP) and personal loan can help you afford that little bit extra with your vehicle purchase. 

 

HP+

 

van asset

VAT Assist 

MotoNovo exclusive 

Our VAT Assist product works like a traditional Hire Purchase (HP) loan, the only difference being that you can defer the equivalent VAT amount to your third instalment. Get the van now, pay the VAT later.

Available to VAT registered business customers only.

 

VAT Assist

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