Our Products

MotoNovo Finance has a range of products and services to enable you to buy your next car, van, or motorcycle available exclusively through the thousands of accredited dealers.


HP

Hire Purchase

You can spread the cost of your vehicle by paying in fixed monthly instalments with terms from 1 to 5 years. 

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PCP

Personal Contract Purchase

Spread the cost of your vehicle by paying in fixed monthly instalments with terms up to 2 years. 

This product contains a balloon payment at the end of the finance agreement, which usually makes the monthly instalment amounts lower than a traditional Hire Purchase (HP) agreement. This is great for customers who like to change their vehicle frequently. 

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Breeze

Like our traditional HP (Hire Purchase) product, you can spread the cost of the vehicle by paying in fixed monthly instalments with terms up to 2 years. 

This product does have a balloon payment at the end, which can make the monthly payments lower than our traditional Hire Purchase (HP) product. By paying the balloon payment at the end of the agreement, you can own the vehicle.

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HP+

Hire Purchase Plus

Our combination loan of Hire Purchase (HP) and personal loan can help you afford that little bit extra with your vehicle purchase. 

You could use this product to clear up any negative equity on your current vehicle because our HP+ product delivers up to 150% of the Glasses Guide Retail (GGR) value.

C1V2 

 

VAT Assist 

Our VAT Assist product works like a traditional Hire Purchase (HP) loan, the only difference being that you can defer the equivalent VAT amount to your third instalment. Get the van now, pay the VAT later.

Available to VAT registered business customers only.

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