FAQ's

toycar

For your convenience we have compiled answers to the most common questions listed below. If you still need to speak to us then give us a call today or email us.

Can I deal with you directly to finance my next car?

Our wide range of products and services are exclusively available through our national network of thousands of accredited dealers. We believe it always makes sense to choose the car and motor finance in one convenient location. To find your next car then Click Here.

How much is a car loan with you?

The monthly payment you will pay depends upon the price of the car, the amount of deposit you have and the length of time you wish to borrow the funds. You can compare all the different ways of buying a car by visiting our Car Loan Adviser site by Clicking Here or search cars for sale right now with hundreds of our dealers by Clicking Here.

I have a poor credit history, can you help?

If you have a poor credit history or have had problems financially in the past then it is unlikely we can assist. The best option is to always talk to your supplying dealer who can advise you of your best options.

Can't I get a better deal when buying a car by paying 'cash'

This is rarely the case and is now often referred to as being an 'urban myth'  How you pay for the car will make little difference, if any, to the price of the car. Many dealers would prefer for you to consider finance through the dealership as the whole process is much more convenient and quicker than waiting for you to raise cleared funds. To learn more about the benefits of motor finance please Click Here.

Can finance through the dealership be organised quickly?

The application process is easy. Choose the car and then submit your information online with the dealer. Decisions take a few minutes and if the car is ready and you have the relevant paperwork, such as your full driving license in your current address, then you can choose, apply and drive away in one visit.

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