Helping you get higher acceptance rates


Rate4Risk is an automated product offering which caters for a small proportion of your customers who may not qualify for our current finance products. By offering an acceptance to a specific applicant on specific Rate4Risk terms MotoNovo can offer a conditional acceptance rather than a decline.

Rate4Risk Features

  • A Rate4Risk acceptance, where applicable, will be offered by MotoNovo Finance and this will be clearly stipulated on the acceptance communication
  • Rate4Risk proposals are offered on separate rates and terms from your standard plans
  • All other elements of the documentation remain the same as our other products

Dealer Benefits

  • An incremental opportunity to sell the vehicle and still earn finance commission from a wider range of applicants
  • Fully automated service with the same rapid service levels as all our other products
  • Fixed rates and terms with no need to negotiate

MyMotoNovo - Dealer Hub

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