If you’re unhappy with your final outcome, you can refer your complaint to the Financial Ombudsman Service up to six months from the date of our final response letter.

The Financial Ombudsman Service acts as a free, independent, and impartial mediator, handling disputes between individual customers and companies when they cannot be resolved directly.

If you're unhappy with our final response and you have a non-regulated agreement

If you have a non-regulated agreement (this applies to commercial and business customers) and you’re not happy with our final decision, you can contact the Finance & Leasing Association (FLA) by: