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Dedicated support

Our Corporate and Specialist Lending Team work with you to understand your finance requirements, considering your business, your experience and your future plans.

If you’re looking to grow your number of vehicles on the road, we can help source a vehicle from our network of trusted dealers, and create a finance agreement that works for you and your business.

Get in touch with our specialists or if you’ve found a vehicle you like, pop in to your local MotoNovo approved dealership to complete a full application.

Hire Purchase (unregulated)

With a Hire Purchase (unregulated) agreement, business customers can spread the cost of their car, van or motorcycle by paying fixed monthly repayments over 12 to 60 months.

Good for business customers, if:

  • you like equal payments with no lump sum payment at the end of the agreement
  • you want flexibility to spread the cost over 12 to 60 months
  • you want to own the vehicle at the end once all monthly instalments and the option to purchase fee has been paid
  • you're a limited company and want to claim monthly interest (tax deductible interest), offset wear and tear costs against taxable income and deduct capital allowances from taxable income.

HP Balloon

HP Balloon is a type of HP agreement for businesses which lets you spread the cost of your vehicle over 36 to 48 months to suit your budget. The final balloon payment at the end makes the monthly repayments lower compared to a regular HP agreement. At the end of your finance agreement, you can choose to either retain or replace the vehicle.

Find out more about HP Balloon

Fleet Funding

Subject to a full application, Fleet Funding can help your business free up cashflow by making an amount available to replace or grow the number of cars, vans or bikes on the road. Once approved, our team will help you source the best vehicles to suit your business needs.

Find out more about Fleet Funding

Finance is subject to affordability checks and is only available to UK residents aged 18 and over. If you don't keep up with your repayments, the vehicle may be repossessed.